Honor society invitation scams: how to tell a real one from a pay-to-join pitch

Quick answer

Be wary of an unexpected invitation that says you were selected for an honor society, scholarship or award and asks for money or bank details. The FTC says never pay to apply for a scholarship. Check with your school counselor and report scams at ReportFraud.ftc.gov.

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Reviewed by Anthon Wansland

Head of Product & Co-Founder

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How it works

Many students and parents get a personalized-looking invitation by email, letter or social media saying they've been selected for an honor, scholarship or financial aid package. Searches for specific honor societies are usually people asking whether an invitation is real.

This page is about the scam pattern, not any one organization. Real honor societies exist, and an invitation alone doesn't make something a scam. The FTC describes how scholarship scams work: the invitation comes with a callback number or an in-person workshop, and these events are usually high-pressure sales pitches to pay immediately or lose out. Some scammers say you're a finalist for a contest you never entered, or ask for card or bank details to confirm eligibility and then debit the account.

The FTC says legitimate companies never guarantee or promise scholarships or grants.

Sources checked: consumer.ftc.gov

Last verified against the official page:

How we research this Report an error

Red flags

  • You're a "finalist" for a scholarship or contest you never entered
  • You must pay a processing fee, redemption fee or other upfront cost
  • They need your card or bank account number to hold a scholarship
  • The scholarship is guaranteed or your money back
  • They pressure you to pay now or lose the opportunity
  • They ask for your FSA ID, the username and password for FAFSA

Example message

Scam example Don't reply, call back or tap anything in a message like this.
Unknown sender to me
Congratulations, you've been selected as a finalist for a national scholarship. Reply or call [phone number] and pay the processing fee today to hold your spot.

What to do

  1. 1

    Don't pay or give bank details

    The FTC says never to pay to apply for a scholarship, and to walk away if someone asks for a processing cost or redemption fee.

  2. 2

    Check with your school

    Talk with a guidance counselor (high school) or the financial aid office (college) about real scholarship and aid options.

  3. 3

    Research the organization

    Search online for the organization's name plus "complaint" and "scam", and ask for the total cost and refund policy in writing before you pay anything.

  4. 4

    Protect your FAFSA

    The FAFSA is always free. Never share your FSA ID with anyone, including companies or consultants.

  5. 5

    If you paid

    Contact the company you paid with right away to ask for your money back, using the steps at consumer.ftc.gov/articles/what-do-if-you-were-scammed.

  6. 6

    Report it

    Report scholarship and financial aid scams to the FTC at ReportFraud.ftc.gov and to your state attorney general.

Report it

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Why you got it

Scammers get names, phone numbers, addresses and emails from people-search sites and data breaches, which is one reason invitations like these reach you. Serus finds where your phone number and address are listed and removes them, and alerts you when your details show up in a breach, so fewer scammers can reach you. It can't stop every call.

Frequently asked

Is an honor society invitation always a scam?

No. Real honor societies exist. The warning signs are pressure to pay now, requests for card or bank details, and promises of guaranteed scholarships.

Should I pay to apply for a scholarship?

The FTC says never pay to apply for a scholarship. Walk away from processing fees and redemption fees.

Is the FAFSA free?

Yes. The FTC says the FAFSA is always free to fill out and submit, and only you and your family can complete it.

Where can I report it?

Report to the FTC at ReportFraud.ftc.gov and to your state attorney general.

Sources

Something wrong or out of date? Tell us and we'll re-check it.

Related scams

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